1. Allocation. If the a buyers makes a swelling-contribution fee, partly to reduce the money rate and you may partly to spend prepaid loans costs, precisely the piece due to decreasing the bucks pricing is area of your downpayment. (See the opinions so you’re able to 1026.2(a)(23).)
ii. Whether your look for-right up fee does not meet with the definition (like, if it is payable following the 2nd continuously arranged percentage) or if this new collector decides to not address it as part of your own down-payment: