procure property inside rural section. These loans are meant for buying primary residences, so they aren’t available for people looking for investment properties. It’s possible to secure 100% financing for the property through these loans.
You can see which areas qualify for USDA loans by checking the online qualifications chart. Moving outside of packed suburban and urban areas allows you to get the financing you need and enjoy lower home prices. For example, the Nashville median home price was $432,000 in 2024.