Permitting a customers buy and very own property is among the most the greatest anything we could manage in their mind.
Purchase a home
- We assist over 1.step three million people very own their unique house, lending a maximum of ?193bn for the mortgage loans to British property owners and you can landlords
- Within the 2023 we assisted more 157,five hundred new customers complete its mortgage application, totalling more than ?33bn value of the new credit.
- Over forty-eight,five hundred of them people have been earliest-time people.
- I have grown up the financial publication from the c.?5.9bn so you can c.?193bn inside 2023, broadening our very own share of the market to help you eleven.9% (+0.4%).
- All of our funding inside the electronic services let more 9,000 new clients to try to get home financing on the web.
Our EPC Lending Ambition
I have an ambition to help with the United kingdom home loan consumers so you can make house significantly more high efficiency, cutting its house expenses and you may incentivise consumers purchasing the extremely time efficient residential property. I have lay an aspiration you to definitely 50% of our United kingdom home loan profile features an EPC score regarding C otherwise more than by the 2030.
Once the from the ?140.8 mil, 67.6%, of the overall home-based mortgages collection had Times Overall performance Certificate (EPC) data available ( ?138.8 billion, 68.3%), at which 49.1%(*) was rated while the EPC A toward C ( 41.6%).